Connecting your business accounts to track deductions is a crucial step in setting up your account. We recommend connecting any accounts you use for business purchases, whether it's a checking account or credit card.
How To Connect Your Accounts
To connect your accounts, log into the app and go to Settings > Linked accounts > Connect another account. Just follow the prompts, and you'll have them connected in no time.
You can connect as many cards or bank accounts as you like. The more accounts you link, the more we can help you maximize your tax savings.
What to do when your bank is not listed
If you don’t see your bank on the list, no need to worry. Plaid connects with nearly 11,000 financial institutions, but not all banks are supported yet. If your bank isn’t listed, you can link another supported account to help track your business expenses.
Plaid frequently adds new institutions, so it’s a good idea to check back periodically for updates. In the meantime, you can still keep your records up to date by adding expenses manually. Simply go to the Deductions tab and select the + icon in the top-right corner. From there, you can add an expense manually or upload a PDF, XLSX, or CSV file containing expenses from that account or card.
How to remove accounts
If you need to remove an account, go to Settings > Linked Accounts, tap the account you want to unlink, and follow the prompts. Each sub-account must be removed individually.
If you’re unable to add or remove an account, you may need to update your sharing preferences directly on your bank’s website.
How to update your bank's sharing preferences
Log into your bank's website and locate the section where you manage connected apps. Find Plaid, which is the service that connects your accounts to Keeper. From there, you can adjust Plaid's access to your bank accounts, including adding or removing specific accounts.
After you've linked your accounts
Once your accounts are linked, they'll appear in Settings > Linked Accounts. You can then choose how each account is used:
- Sometimes used for 1099/freelancing-related purchases
- Never used for 1099/freelancing-related purchases
- Always used for 1099/freelancing-related purchases
Your selection will determine how transactions from each account are categorized in the app.
When you select Sometimes used for 1099/freelancing-related purchases, the app will automatically differentiate between 1099 work-related (deductible) expenses and personal (non-deductible) ones. If there's an expense that needs clarification, it will be flagged with a yellow light bulb icon, suggesting that you review and categorize it correctly as either a deduction or not.
If you select Always used for 1099/freelancing-related purchases, these expenses will appear normally with a green checkmark to the left, indicating they are being tracked as deductions.
If you select Never used for 1099/freelancing-related purchases, these expenses will still be shown; however, they will appear dimmed or faded with an 'x' to the left, indicating they are personal expenses and not deductible.
If you don’t want to see transactions from an account that’s used only for personal expenses, you’ll need to remove it from your linked accounts. To do this, go to Settings > Linked accounts > select the account you want to remove > Remove this account.
📝 Note that removing an account will not delete any expenses already pulled in, but it will stop new transactions from importing. You can use the bulk editing tools and the account filter to quickly mark those past expenses as personal, so they won’t appear in your deductions spreadsheet.
Also, keep in mind that at least one account must remain linked in order to manually add expenses in the app. If you’d prefer not to link your bank cards, we recommend connecting a PayPal account—it’s widely accessible, easy to set up, and works well for this purpose.